Tokki Talk Terms of Service

Effective date: September 19, 2026

Last updated: September 19, 2026

Terms version: 2026-09-19.1

These Terms of Service (the “Terms”) are an agreement between you and Little Oboe LLC, located at 418 Broadway, Ste N, Albany, NY 12207, United States (“Little Oboe,” “we,” “us,” or “our”). They govern the Tokki Talk mobile application, websites, and related services that link to these Terms (collectively, the “Service”).

Tokki Talk is a product and service of Little Oboe LLC.

Please read these Terms carefully. By checking the box accepting these Terms and creating an account, you agree to be bound by them. If you do not agree, do not create an account or use the Service.

Our Privacy Policy explains how we collect, use, and disclose personal information. It is a notice, not part of these Terms and not a substitute for any separate consent that the law or an app platform requires.

1. Eligibility and parents or guardians

You must be at least 13 years old to create or use an account. The Service is not directed to children under 13, and children under 13 may not create an account or submit personal information.

If you are under the age of legal majority where you live, you may use the Service only with the permission and supervision of a parent or legal guardian. That adult must review and agree to these Terms on your behalf and is responsible for supervising your use of the Service.

The Service is initially offered only in the United States. Availability in other countries will require a separate launch review and may be introduced later with updated terms, notices, pricing, and controls.

If you believe a child under 13 has provided personal information to us, contact us promptly at support@tokki.talk.

2. Accounts

You agree to provide accurate information, keep it current, and protect your credentials and devices. You may not sell an account, impersonate another person, or access another person's account without authorization. Tell us promptly at support@tokki.talk if you believe your account or credentials have been compromised.

You are responsible for activity you authorize through your account. You are not responsible for unauthorized activity caused by our failure to use reasonable security or by circumstances outside your reasonable control.

Some features may initially be available through a guest-style account. If you do not add a recovery or sign-in method, you may permanently lose access after signing out, deleting the app, losing your device, or clearing local data.

3. What the Service provides

Tokki Talk provides Korean language-learning tools, which may include spaced repetition, vocabulary and sentence practice, chat and roleplay, speech input, pronunciation practice, generated lessons, translations, shared study lists, and related features. Features may differ by device, account, region, plan, or release channel and may change over time.

The Service is an educational aid, not a school, accredited course, certified translator, or human tutor. We do not guarantee fluency, exam scores, employment outcomes, or any particular learning result.

4. Artificial intelligence

Some lessons, explanations, translations, pronunciations, feedback, suggested replies, and other materials are generated or assisted by artificial intelligence (“AI Output”). AI Output can be incomplete, inaccurate, outdated, offensive, or unsuitable for your circumstances. It may confidently state something that is wrong. Use reasonable judgment and verify information that matters.

The Service does not provide medical, legal, financial, emergency, or other professional advice. Do not rely on AI Output for decisions that could affect someone's health, safety, legal rights, finances, or other important interests.

We will provide a separate disclosure and request any permission required before sending your personal information to a third-party AI service. The Privacy Policy describes the categories of providers and information involved.

5. Voice, images, and device permissions

Certain features request access to the microphone, speech recognition, camera, or notifications, or let you select a specific photo through Apple's system photo picker. You choose whether to grant a requested device permission, and you can change those permissions in system settings. Some related features will not work if permission is denied.

When you activate a voice or image feature, you direct us to process the audio, image, transcript, or related content needed to provide that feature. Do not record or upload another person without the permission required by law. Do not use the Service to record confidential conversations or emergencies.

6. Your content

“User Content” means content you submit to the Service, such as messages, prompts, recordings, images, corrections, notes, list names, saved sentences, roleplay scenarios, feedback, and support requests.

You retain any rights you have in User Content. You grant us a nonexclusive, worldwide, royalty-free license to host, reproduce, transmit, process, adapt, and display User Content only as reasonably necessary to:

  • provide and personalize the Service at your direction;
  • synchronize content across your devices;
  • share content with collaborators you select;
  • secure, troubleshoot, and support the Service; and
  • improve the Service in the ways described in the Privacy Policy.

This license ends when the User Content is deleted, except for limited retention in backups, security records, deidentified information, or where law permits or requires continued retention. We do not obtain a hidden right under these Terms to train a general-purpose AI model on your private chat, images, or voice recordings. Any materially different model-training use requires clear notice and, where applicable, separate affirmative permission.

You represent that you have the rights and permissions needed to submit User Content and authorize the uses described above.

Shared content

When you share a list, sentence, invite, or other content, the people you select may view, copy, edit, or further share it according to the feature's controls. Do not share private or sensitive information that you do not want those people to see. Removing a collaborator or deleting shared content may not remove copies that another person made outside the Service.

Shared and collaborative features are also subject to our Community Standards. You may report a suspected violation through an in-app report control where available or by emailing support@tokki.talk. You may block another account using an available block control. Blocking and leaving a list have different effects: leaving ends your membership in that list, while blocking is intended to prevent new invitations or interactions from the blocked account.

7. AI Output and other generated materials

As between you and us, and to the extent we own rights in personalized AI Output created specifically in response to your User Content, we assign those rights to you. This does not transfer rights in our preexisting materials, software, templates, characters, branding, curated curriculum, or third-party content.

AI Output may not be unique, and another user may receive similar output. Some AI-generated material may not qualify for copyright or other legal protection. You are responsible for evaluating and lawfully using any output you copy, publish, or share.

8. Acceptable use

The Community Standards are incorporated into these Terms and provide additional rules for content or conduct that another user can encounter through a collaborative feature.

You may not use the Service to:

  • violate law or another person's rights;
  • upload or transmit content you do not have the right to use;
  • harass, threaten, exploit, impersonate, defraud, or harm another person;
  • post or share content that is unlawfully obscene, hateful, sexually explicit, or otherwise abusive or seriously objectionable in a collaborative feature;
  • sexualize or exploit a minor, solicit a minor's personal information, or create or distribute child sexual abuse material;
  • compromise, probe, disrupt, overload, or bypass the Service's security, safety systems, usage limits, or access controls;
  • introduce malware or harmful code;
  • access another account or data without authorization;
  • scrape or extract data through automated means except where we expressly permit it;
  • reverse engineer the app except to the extent applicable law prohibits that restriction;
  • use AI Output to facilitate unlawful conduct or misrepresent it as a human credential, official translation, or professional determination; or
  • help another person do any of these things.

These rules do not restrict honest reviews, criticism, lawful competition, interoperability rights, security research protected by law, or reports to a government agency.

9. Our intellectual property and license to you

We and our licensors own the Service, including its software, interfaces, designs, branding, characters, templates, curated course materials, and other content, except for User Content.

Tokki Talk™ is a trademark of Little Oboe LLC.

Subject to these Terms, we grant you a limited, personal, nonexclusive, nontransferable, nonsublicensable, revocable license to use the Service on devices you own or control for your personal, noncommercial language learning and in accordance with applicable App Store usage rules. No other rights are granted.

If you send suggestions or product feedback, we may use them without payment or restriction, but we will not publicly identify you as the source without your permission.

10. Third-party services and content

The Service relies on third parties for functions such as hosting, sign-in, analytics, AI, speech recognition, text-to-speech, real-time voice, and app distribution. Their terms and privacy notices may apply to their parts of the Service. We are not responsible for a third-party site or service that you choose to use outside Tokki Talk, but we remain responsible for our own promises and obligations and for selecting service providers with appropriate protections.

The Service may display links or third-party content for convenience. A link does not mean that we endorse the destination.

11. Subscriptions, trials, and purchases

We offer optional paid plans as monthly and yearly auto-renewing subscriptions and as one-time Lifetime purchases through Apple's App Store. Website checkout and direct billing by Little Oboe are not available at launch. No paid plan begins unless you separately confirm it through Apple's purchase interface. By confirming an auto-renewing subscription, you authorize Apple to charge the disclosed price for each renewal period until you cancel.

Before purchase, the purchase screen will show the plan name and tier, included features, billing interval, renewal terms, and price. Purchase-specific disclosures supplement these Terms and control for plan-specific details, but do not limit any nonwaivable right provided by applicable law.

Available plans and prices are shown only in Apple's purchase flow. We do not offer free trials at launch.

App Store purchases

For purchases through Apple's App Store:

  • payment is charged to your Apple ID (Apple Account) when you confirm the purchase;
  • unless canceled at least 24 hours before the current subscription period ends, a subscription renews automatically for the billing interval shown at purchase, and Apple may charge your Apple ID for renewal within 24 hours before that period ends;
  • Apple will provide notice of a subscription price increase and obtain your consent when Apple or applicable law requires it; if required consent is not provided, the subscription may not renew;
  • you can manage, change, or cancel through the app's Manage Subscription control or through Settings > [your name] > Subscriptions on your Apple device;
  • cancellation stops future renewals and takes effect at the end of the current paid period; paid access continues until that date unless a refund, reversal, or provider revocation ends it earlier;
  • if Apple cannot collect payment, paid access may be limited or end after any applicable billing-retry or grace period;
  • deleting your Tokki Talk account or uninstalling the app does not cancel an App Store subscription; and
  • Apple administers App Store billing and refund requests. Cancellation does not itself refund earlier charges, and paid access may end if Apple refunds a purchase or revokes its entitlement.

Request any App Store refund from Apple under Apple's refund process and rules. Nothing in these Terms limits a refund, cancellation, or price-change right provided by applicable law. The app provides a user-initiated Restore Purchases action so eligible subscriptions and Lifetime purchases associated with the same Apple Account can be restored after reinstalling the app or on another compatible device.

Lifetime purchases

A Lifetime purchase is a non-consumable purchase through Apple. It is not a subscription, does not renew, and does not create recurring charges. “Lifetime” means access for the lifetime of the Tokki Talk account to which the purchase is attached, for as long as we continue to make the Service and that paid plan available. It does not mean your natural lifetime, guarantee that the Service or any feature will be available forever, or require us to support obsolete devices, operating systems, or third-party services indefinitely.

A Lifetime purchase is personal and nontransferable. A refund, reversal, or revocation may end Lifetime access. Account deletion removes account data but does not erase Apple's purchase record. A purchaser using the same Apple Account may use Restore Purchases or contact support@tokki.talk for help restoring an eligible purchase. Restoration is subject to verification of the Apple purchase and account ownership.

12. Electronic communications

You agree that we may provide account, security, transactional, legal, and service notices electronically, including by email, in-app message, or posting within the Service, subject to applicable law. Keep your contact information current. You may retain notices electronically or print them.

Marketing email or text-message consent is optional and separate from accepting these Terms. You can use the unsubscribe or opt-out method in a marketing message. Opting out of marketing does not stop necessary account, security, transactional, or legal communications.

13. Suspension, termination, and account deletion

You may stop using the Service at any time. You may initiate account deletion through the account controls described in the Privacy Policy. Deleting an account is permanent after any stated recovery window and may delete learning history, saved content, generated lessons, collaborations, and other account data. Some information may be retained for the limited periods and reasons described in the Privacy Policy or required by law.

We may suspend or terminate access if you materially breach these Terms, create a legal or security risk, fail to pay amounts due, or misuse the Service. When reasonably practicable, we will provide notice and an opportunity to correct the issue. We may act immediately where needed to protect users, the Service, or others, or to comply with law.

We may discontinue all or part of the Service. App Store refunds remain administered by Apple. Termination or deletion does not automatically cancel an App Store subscription.

If you believe content in the Service infringes your copyright or another right, send a detailed notice to support@tokki.talk and include your contact information, identification of the work or right, identification and location of the disputed material, the reason you believe the use is unauthorized, and a statement that your report is accurate.

This is not a representation that we have completed the operational steps for a formal Digital Millennium Copyright Act safe harbor. If the Service later hosts material at users' direction at a scale that warrants that program, we will register a designated agent and publish the required notice, counter-notice, and repeat-infringer procedures.

15. Disclaimers

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT LESSONS, TRANSLATIONS, PRONUNCIATIONS, AI OUTPUT, OR OTHER CONTENT WILL BE COMPLETE OR ACCURATE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS, SO SOME OF THESE DISCLAIMERS MAY NOT APPLY TO YOU. NOTHING IN THESE TERMS EXCLUDES A WARRANTY OR RIGHT THAT CANNOT LAWFULLY BE EXCLUDED.

16. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOSS OF DATA, PROFITS, OR BUSINESS OPPORTUNITY, ARISING FROM THE SERVICE. OUR TOTAL LIABILITY ARISING FROM THE SERVICE WILL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID US FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR (B) US$100.

THESE LIMITATIONS DO NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED BY LAW, INCLUDING, WHERE APPLICABLE, FRAUD, WILLFUL MISCONDUCT, GROSS NEGLIGENCE, PERSONAL INJURY, VIOLATION OF LAW, OR YOUR NONWAIVABLE STATUTORY RIGHTS.

17. Indemnity

To the extent permitted by law, you will indemnify us against a third-party claim arising from User Content that you lacked the right to submit or from your intentional unlawful misuse of the Service. This does not require you to indemnify us for our negligence, misconduct, or breach of these Terms.

18. Disputes, governing law, and venue

Before filing a claim, you and we agree to make a good-faith effort to resolve the dispute informally for 30 days. To start that process, email support@tokki.talk with your name, account information, a description of the issue, and the resolution you seek. This does not prevent either party from seeking urgent relief or filing in small-claims court, and it does not extend a legal deadline unless the law permits.

These Terms are governed by the laws of the State of New York, United States of America, without regard to conflict-of-law principles. This choice does not deprive you of mandatory consumer protections of the jurisdiction where you reside. A court proceeding may be brought in the state or federal courts located in Albany County, New York, except that an individual consumer may bring an eligible claim in small-claims court or another forum available under nonwaivable law.

These Terms do not require arbitration and do not waive participation in a class action. Any future arbitration or class-waiver proposal will require a separate business decision, specialist legal review, prominent notice, and new affirmative assent; it will not be added retroactively through silent posting.

19. Changes to these Terms

We may update these Terms prospectively. We will post the revised Terms, update the date and version above, and provide notice appropriate to the change. If a change materially affects your rights or obligations—including changes to fees, recurring billing, data-use rights, dispute terms, or governing law—we will provide direct notice and request fresh affirmative agreement where required. The version you accepted continues to govern events occurring before a revised version becomes effective.

20. Apple-specific terms

On Apple devices, these Terms supplement rather than replace Apple's Standard Licensed Application End User License Agreement and applicable App Store usage rules. If there is a conflict about the license to the iOS application, Apple's standard agreement controls unless we have submitted a valid custom end-user license agreement.

You and we acknowledge that:

  • these Terms are between you and us, not Apple;
  • we, not Apple, are responsible for the Service, maintenance and support, and addressing claims relating to the Service, subject to applicable law;
  • Apple has no obligation to provide maintenance or support;
  • if the iOS application fails to conform to an applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, as provided by its rules; to the maximum extent permitted by law, Apple has no other warranty obligation;
  • we, not Apple, are responsible for investigating and resolving a claim that the iOS application infringes a third party's intellectual property rights;
  • you represent that you are not located in a country subject to a United States government embargo or designated by the United States government as a terrorist-supporting country, and that you are not on a United States government list of prohibited or restricted parties;
  • you must comply with applicable third-party terms when using the Service; and
  • Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it against you.

21. Miscellaneous

If a provision is unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will remain in effect, unless doing so would materially change the agreement. A failure to enforce a provision is not a waiver. You may not assign these Terms without our consent. We may assign them as part of a merger, acquisition, reorganization, or sale of assets, subject to the Privacy Policy and applicable law.

These Terms, Apple's purchase-specific terms, the Community Standards, and policies expressly incorporated by reference are the entire agreement about the Service. Headings are for convenience only. Neither party is liable for delay caused by events beyond its reasonable control, but this does not excuse payment already due or an obligation that cannot lawfully be excused.

22. Contact us